About Property Development Finance UK – Specialist-Led Support for Smarter Decisions

Lego-style developer characters with dog in front of Property Development Finance UK branding on the About page

Our Mission: Smarter Property Development Finance Without the Fluff

We exist to help UK property developers understand, structure, and secure the finance they need without being overwhelmed by jargon, delays, or lender mismatch. Our goal is to educate and equip developers to confidently manage funding on their own terms, with clarity and control.

Property Development Finance UK

Property Development Finance UK is a lean organisation with short lines of communication and a can do attitude that puts larger institutions to shame. We aim to make finance simple for property developers and promote mutually beneficial, symbiotic relationships between developers and lenders.

Who We Help: UK Property Developers Navigating Finance Complexity

Property developers are busy people with multiple disciplines to compartmentalise and master and an army of professionals and contractors to engage with. Development finance is both complicated, nuanced and disproportionately impactful on a prject’s bottom line. By making finance easier to understand and execute, we can create the bandwidth for property developers to take a step back and make decisions that result in better project outcomes.

What Lenders Actually Want (and Why They Struggle to See It)

The relationship between borrowers and lenders is often unfairly polarised. Lenders are either being viewed as altruistic beacons of hope or as greedy, controlling dictators. The truth is that lenders love to lend. It is their primary purpose by a country mile. For every viable unfunded scheme, there is a pool of capital from competing lenders ready to support it. They are simply waiting to be presented with the right information in the right way to be able to make an offer.

Where Mandates & Margins Align: The Developer–Lender Sweet Spot

Being fluent in the numbers and lender expectations enables borrowers to approach best fit funders with correctly formatted information to expedite and streamline funding discussions. Property developer confidence in their model and margin paired with a lender’s understanding of how a scheme aligns with their mandate promotes clearer strategic discussions between all parties and lays the foundation for a mutually beneficial relationship to grow.

Meet Michael Galloway – UK Development Finance Specialist

Michael Galloway is a Certified Commercial Banking and Credit Analyst with a Commercial Real Estate Finance Specialisation (CFI) and a Certified Practitioner in Specialist Property Finance (LIBF).

With a background in international offshore investments at the highest level, Michael has extensive experience in structuring capital solutions and navigating complex financial landscapes. He has also worked closely with UK based property developers, arranging private equity placements and tailored funding solutions to help secure strategic investment for their projects.

Property Development Finance UK is a passion project for Michael, which he operates primarily from his home in Bali.

Contact Michael Galloway

My goal is simple: to make sure finance becomes a strength, not a stumbling block. If that sounds useful, let’s connect, or dive into the tools and insights on the site.

michaelgalloay@propertydevelopmentfinanceuk.com

We speak your language - CONNECT WITH US

Property Development Finance UK's goal is no secret. We want to be the go-to resource for property development finance content for property development professionals.

Your opinion matters. Let us know what can help you so that we can produce it, publish it and so that others in the industry can benefit from it too. Message us using the contact form below or email support@propertydevelopmentfinanceuk.com