The Town and Country Planning Act 1990 is a foundational UK statute governing land use, planning permission, and development control in England and Wales. It outlines the procedures for applying for and granting planning permission, enforcement of planning conditions, and appeals. The Act plays a central role in shaping property development projects, influencing timelines, viability assessments, and lender due diligence in property development finance transactions. Compliance with this Act is essential before any material development can lawfully proceed, making it a core regulatory reference point in the UK property development process.


For developers and lenders, the Town and Country Planning Act 1990 forms a key part of the wider framework of Statutory and Regulatory Compliance, influencing site acquisition strategy, funding conditions, and project delivery risk. Planning status under the Act is routinely assessed during due diligence because unresolved planning issues, enforcement action, or restrictive conditions can affect development value and financing certainty. The Act also operates alongside the Planning and Compulsory Purchase Act 2004, which introduced important reforms to the planning system and development plan framework. Together, these statutes help determine whether a proposed scheme can progress in a manner acceptable to both planning authorities and finance providers.


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